Coverage includes loss/damage from natural calamities like fire, lightning, earthquake, flood, storm, cyclone, hailstorm, frost, landslide and rockslide.

Man-made calamity cover includes burglary, theft, riot, strike, malicious act, terrorist activity and transit damage by road, rail, inland waterways, lift, elevator or air.

Personal Accident cover and Third Party Legal Liability cover are included as per policy features. Exclusions include normal wear and tear, mechanical/electrical breakdown, driving without valid license, intoxication and depreciation-based losses.

Motor and commercial vehicle coverage is essential for managing business risk on road. Policy helps reduce major financial impact from accident, theft, third-party liability and transit-related losses as per selected cover.

From small business vehicles to heavy-duty transport units, plan comparison before purchase or renewal helps in choosing better premium, broader protection and suitable add-on support.

In business operations, timely claim support and proper policy structure are important to keep vehicle downtime and unexpected costs under control.

Even with health insurance, accidental injuries can create deductibles, missed wages and unpaid bills. Accident policy gives supplemental support for covered accidental injuries.

The plan can provide benefit payout for emergency care situations and helps maintain financial stability for individuals and families during recovery.

Whether you are looking for a policy for yourself, your family, or a child-only plan, health insurance helps you compare options and choose affordable rates with better medical security.

Mediclaim and health plans can cover hospitalization charges including doctor's fee, medicines and other treatment-related requirements as per policy terms.

Individual health plans also support pre and post hospitalization expenses related to covered illness, and can be expanded with riders such as OPD support, critical illness and top-up cover based on insurer rules.

Critical illness cover offers protection against loss of income on diagnosis of cancer, heart attack, kidney failure, paralysis, bypass surgery, major organ transplant, stroke, multiple sclerosis or heart valve replacement surgery.

If you have a rider and get diagnosed with critical illness, then policyholder gets greater cover at less expensive costs. In case of a separate critical cover, treatment amount is generally paid in lump sum as per policy terms.

Family Floater plans can include spouse, children, parents or in-laws under one policy with shared sum insured. It helps simplify premium management and keeps one consolidated health cover for family needs.

Coverage scope, waiting period and inclusion of parents/in-laws vary by insurer and selected policy option.

Travel insurance is insurance intended to cover medical expenses, trip cancellation, lost luggage, flight accident and other losses incurred while traveling, either internationally or within one's own country.

Travel insurance can be arranged at the time of booking to cover exact trip duration, or a multi-trip policy can cover an unlimited number of trips within a set time frame. Some policies offer lower and higher medical-expense options.

The most common risks covered include trip interruption, baggage issues, emergency medical support and acute onset of pre-existing conditions as per policy terms.

Travel insurance can also provide 24x7 helpful services such as concierge support and emergency travel assistance.

The purpose of a fire insurance policy is to shield you from various losses or damages which can arise after a fire accident. If you have fire insurance, you can approach the insurer for claim settlement and reduce financial burden significantly.

In case loss arises due to accidental failure of power, gas, water or telecommunications, additional utility cover can provide extra monetary protection as per chosen policy.

A home insurance policy can cover a wide range of household contents such as TV, washing machine, air conditioner, jewellery and other valuables. These items can be protected from theft as well as damages due to covered risks.

Home insurance offers strong financial safety in situations like break-in, theft, fire and other unexpected events that may otherwise create high replacement costs.

Marine insurance covers losses or damages caused to ships, terminals and transport cargo between different points of origin and final destination. It helps transporters and shipping businesses reduce financial loss due to cargo damage or transit incidents.

Along with natural hazards, marine policy can provide support against external risks that affect water transportation. It is a crucial protection tool for businesses handling regular goods movement.

Key features can include open policy for continuous consignments, mark-up value inclusion and structured claim support process as per insurer rules.